Stock Valuation: 3 Methods, Formulas, and Practical Examples
A stock's price drops 30% in a month. Cheap, right? The answer depends on a question that often gets skipped: cheap compared with what? A falling price is not necessarily…
10 Soft Skills for Students Through Campus Organizations
Ten soft skills students can develop through organizations, complete with personal experiences in communication, teamwork, leadership, and the professional world.
How to Calculate Cost of Debt: 3 Methods and Practical Examples
Two companies issue bonds with exactly the same tenor. One only needs to offer around 8% a year, while the other has to pay almost 13% before investors are willing…
How to Calculate Cost of Equity with CAPM: Formula and Examples
Money from shareholders never comes with an interest bill. No monthly installments, no maturity date. But make no mistake, that capital is anything but free: investors who put their money…
DuPont Analysis: How to Break Down ROA and ROE, with an Example
Picture two hardware stores at the end of the same street, both reporting an ROE of 15%. The first one makes a fat profit on every bag of cement it…
11 Ways to Secure Digital Accounts: From Passkeys to Recovery
Let's count for a second: email, WhatsApp, social media, online shops, mobile banking, e-wallets, not to mention ride-hailing apps and streaming subscriptions. How many accounts do we have now? If…
10 Superfoods that are Easy to Prepare, Healthy and Affordable
Ten superfoods that are easy to prepare at home, complete with scientific benefits, how to consume, serving, and safety notes.
Palembang Language Dictionary
This Palembang language dictionary is my small contribution to preserving the language of the city where I was born and raised. It brings together hundreds of local words and expressions,…
Lose 22 lbs in 6 Months: 10 Simple Habits That Worked for Me
My personal experience of losing 22 lbs in 6 months through ten healthy habits, complete with scientific explanations and reliable sources.
Duas from the Quran: Arabic, Transliteration, Meanings and Stories
When our hearts feel weighed down, our responsibilities seem overwhelming, or we do not know what to ask for, duas from the Quran give us clear words to turn to.…
Rise and Fall of World Civilizations: 7 Key Lessons
The Renaissance, the Islamic world, colonialism, the Meiji Restoration, the Soviet Union, the United States, and China hold lessons about science, economics, power, and a nation's ability to adapt.
Beware of Gadget Addiction: Being More Fully Present in the Real World
Personal reflection on attention, family relationships, and digital habits.
14 Most Delicious Culinary Travel Spots in Palembang
Personal notes exploring 14 Palembang culinary spots, from burgo, pindang, nasi minyak, pempek, to a durian feast.
18 Easy-to-Apply Tips for a Healthy and Fit Life
Eighteen realistic tips for a healthy and fit life, covering diet, physical activity, sleep, social relationships, mental health, and faith.
